Employers are not always aware of what their responsibilities are when it comes to paying an employee who is off work sick. Some businesses do not have provision for unexpected accidents or illness, which could result in unbudgeted costs for a business, paying a staff member when they are unable to work over a long period of time. There is also the employee to consider, who may struggle financially if they exceed their sick pay period and are then only entitled to Statutory Sick Pay.

When it comes to sick pay, do you treat all staff the same? If not, you could be at risk financially.

That's why we have chosen to work with PG Mutual to provide a cost-effective solution to sick pay cover from as little as £15 a month per employee (or, if they are under 30 – even less!). This means that in the event of an employee falling ill or being injured, and being unable to work, we will pay them a monthly amount on top of Statutory Sick Pay – helping to save you money, and cover the cost of a replacement if needed.

Cover levels can be chosen to suit your needs and to ensure adequate incentive remains for staff to return to work. So, for an affordable monthly cost, the financial risk that comes with having to pay an employee indefinitely while they are on sick leave can be eliminated. To obtain a quote for cover click here or take a look at our guide to staff Income Protection Plus.

Please note any reference to 'We', 'Us' and 'Our'  is to PG Mutual, the Insurer for Income Protection Plus.

Get a quote online

If you would like more information on putting a group income protection scheme in place for your business, contact our team today on 01727 228559, or email ipp@sovereignassured.co.uk.

Group Scheme

Saving your business money

If someone is on long-term sick leave, we pay a proportion of their income so that you don’t have to.

Happy, productive staff

Providing income protection cover can be a cost-effective way to give your staff a benefit that makes a real difference.

You set the level of cover

Cover can be tailored to suit your business and even tiered to reflect your team structure.